The Future of Technology

Jason Hope is an entrepreneur, technology expert, blogger and one of the most well respected voices within the field of technology and where it is headed in the future. One of the most vital things that we can do as a society would be to look into trends of the fact and determine where we can expect to find ourselves in the future. Today, most people have become addicted to things such as their smartphones and tablets, they use this technology each and every day without giving it a second thought. It has become almost natural for people to pick up these devices and communicate with friends, post pictures on social media or simply catch up on the latest viral video. However, Jason Hope sees a future that is not just based around the smartphones and tablets that people use today, but an array of smart internet-connected devices that work with each other. The appliances within your home will be able to sense that it is time to brew a fresh pot of coffee when you are headed into the kitchen, this will allow you to enjoy your breakfast with the help of technology. The result of The Internet of Things and devices that are connected to each other would simply be that you are going to be able to focus on more of the things that are actually important within your life. People are going to become more productive thanks to advances in everything from internet-connected toasters, to lightning that is connected to the internet and just about anything else that you use on a daily basis. In fact, society has already seen great benefits from things such as these when the average person is able to request a ride and have a driver come to their home within a matter of minutes.

Technology is only going to become more important to society and this means benefits for every one of us. Any person seeking to learn more about technology and where it is headed would be smart to connect with Jason Hope on a variety of social platforms, he offers a unique and informed opinion on all things tech.

Why Aren’t Advisers Talking to Their Clients About Social Security?

Financial advisors need to start talking to their clients about social security, says financial expert David Giertz. In a video interview with the Wall Street Journal, Giertz said that many advisors are not speaking to their clients who are retired or are within ten years of retiring. The problem with this, says David Giertz, is that surveys show that four out of five people would immediately switch to a new advisor if they knew that their current advisor would not talk to them about social security and that the new advisor would. Part of the reason for this, says David Giertz on moneytips.com, is that social security is a very complex topic with thousands of rules. Financial advisors who are not comfortable with their knowledge of all the rules may shirk talking about the subject.

However, says David, it’s important for retention rates. As mentioned, many people will simply leave their advisor if they see they are not talking about social security on SoundCloud.com. Besides, a big part of the financial planning for retirement MUST include social security, since income is a major part of it, and social security is a major part of the income of many seniors. In addition, social security must be planned out — starting too early can cause people to lose lots of money.

David Giertz is the President of Nationwide Financial Distributors. He was also the President of Nationwide Financial’s Financial Institution Distributors Channel and Wirehouse Distribution Channel. He studied at University of Miami School of Business and Millikin University.

He has an MBA in Business Administration and Management. He also has a Bachelor’s in Business Administration and Management. At Nationwide Financial, he is in charge of the wholesale of life insurance, retirement plans, annuities and more through financial institutions such as banks, regional firms, wirehouses and independent brokers at https://vimeo.com/davidgiertz.

Don’t Forget Social Security In Retirement Planning

Is your financial advisor talking to you about your Social Security benefits? David Giertz, the President of Nationwide Financial’s Sales and Distribution organization, was interviewed by Wall Street Journal recently, and he reported that many financial advisers don’t talk to their clients about Social Security at all. Nationwide conducted a survey of people who were retired or planning to retire in 10 years and found that many of them hadn’t even considered Social Security into their retirement plans on Spokeo. Additionally, four out of five respondents said they would leave their financial adviser if Social Security wasn’t considered in their retirement plan.

Why is Social Security Avoided?
Social Security is a very complex financial tool. The handbook alone lists 2700 rules regarding the use of Social Security and eligibility on Whitepages.com. The other reason is rules change for people based on their age and their work history. Everybody is different in how the rules are applied, and it seems the rules are constantly changed. But it’s important people understand and involved Social Security in their financial plans, in some cases Social Security can be 40% of a person’s retirement income, that amount shouldn’t be avoided by advisers.

David Giertz
David Giertz has over 30 years of experience in the financial services industry. He is the President of NFS, Inc., Nationwide Financial’s sales and distribution organization. He is in charge of forming the strategy and distribution of mutual funds, specialty markets, annuities, life insurance and retirement plans. He works with warehouses, regional firms, independent brokers, and banks.

David Giertz graduated from Millikin University with a degree in Business Administration and Management. He received his MBA from the University of Miami in 2003. He is also on the Millikin University’s Board of Trustees. He is currently based out of Columbus, Ohio.

More information at https://brokercheck.finra.org/individual/summary/1515515