More often than not, people worry about piling up medical bills, high deductibles, inflexible HMOs and expensive plans, which in turn causes buyers to panic when its time to renew or change insurance providers. A few companies such as USHEALTH Group understand the needs of buyers who come from various economic backgrounds. Keeping all of this in mind, Troy McQuagge, the CEO of USHEALTH Group, has made a conscious effort to offer both affordable and premium plans, all of which are flexible.
Right from Alabama to Wyoming, USHEALTH Group offers both HMO and PPO schemes for families and individuals. Group plans are also provided by this leading medical insurance provider. Income protection plans along with dental and vision insurance are available to eligible buyers.
The HMO plans offered by USHEALTH Group, allow buyers to get affordable insurance with in-network participants. Like all HMO schemes, USHEALTH Group has a pre-requisite of the buyer getting a referral from a primary physician before opting for additional treatments from other in-network medical professionals.
The PPO plans offered by USHEALTH Group; however, do not have any such pre-requisite. In fact, the versatile and flexible PPO option through this insurance provider allows buyers to choose if they want to select an in-network physician or venture out of the network and opt for a physician that they are comfortable visiting.
While most people who choose to opt for in-network physicians under the USHEALTH Group’s PPO scheme, do this to avoid higher deductibles, it is noteworthy that venturing out of the network won’t restrain the medical services that the buyer is entitled to get. The coverage, of course, will be dependant on the services that the chosen physician offers.
Interestingly, the PPO schemes offered by USHEALTH Group also provide coverage for dental and vision problems provided the buyer has selected these two categories at the time of purchasing insurance plans. The network of PPO participants is pretty extensive which ensures that the buyer gets maximum coverage while traveling or if he moves cities and states later on in life. Learn more about USHealth Group at Crunchbase
The Premier Choice plan is meant for buyers who do not wish to worry about the calendar year deductibles and who want first dollar benefits. Both the facility of no additional underwriting as well as the automatically locked rates for 15 months are other features of this plan. Possibly the most impressive section of this plan is that buyers can choose their preferred doctors from any hospital in the USA if they purchase the Premier Choice option.
The First Dollar benefit offered by USHEALTH group is applicable for Specified Diseases along with the exclusive the Accident Plans suitable for OPD Visits. Also, this beneficial perk can be extended by choosing to visit in-network medical professionals.
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