A Guide to Choosing a Life Insurance Policy

The process of choosing a life insurance policy can seem daunting. It is an important decision that you have to make. Here are a few tips to help you narrow down your life insurance options.

Learn more about Freedom Life Insurance at Crunchbase.

Term Life Insurance

It covers you for a specified period. It enables you to match the range of your needs to the length of the term policy. For instance, you might buy a 20-year freedom life insurance to ensure that you will have adequate funds to pay for your child’s college fee. You may also purchase a term life policy to repay a debt that will need to be repaid in a specified period.

Term life insurance enables you to buy a term policy even with a limited budget. Term life policy only pays when one dies during the term of the plan. Therefore, it has a lower rate per thousand of death benefit compared to freedom life insurance. With term life insurance, coverage stops if the term ends when you are still alive unless you renew or buy a new policy. Unlike permanent life policy, term life insurance doesn’t allow you to build equity in the form of cash savings.

Permanent Life Policy

For as long as you are alive, a freedom life insurance is inevitable. With a permanent life insurance, you are entitled to payment whether you die today or 100 years to come. Permanent life insurance enables you to save and grow on a tax-deferred basis. You can use the savings element to pay your premiums. You can also use it for any other purpose. Even if your credit is shaky, you are allowed to borrow these funds. Collateral for your loan is the death benefit. If you die before your loan is rapid, the insurer deducts what is due the company before giving the remainder to your beneficiary. Nonetheless, permanent life policyholders pay a higher premium than term life insurance holders. Nevertheless, the premium for permanent policyholders remains the same irrespective of your age. The value of your permanent life insurance can increase significantly every time you renew it.

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Former CEO Louis Chenevert

Louis R. Chênevert, is a Canadian businessman. The former CEO of United Technologies Corporation is a HEC Montréal graduate. In nineteen ninety-nine he was elected Pratt and Whitney’s president, previously working for General Motors for fourteen years. In two thousand and six he joined United Technologies Corporation as its president. He has even had a stint as an adviser to Goldman Sachs for their industrial and aerospace investment sectors. With this amazing career, it’s no wonder why Chênevert is such a success. His skills and knowledge have led him to the top of the industrial sector. That is no small thing. Go To This Page to learn more.


Most people today thing that manufacturing is a thing of the past. Like the chilling scene of rusted out railways and locomotives or that of the representation of the dying and decaying city of Detroit. They would be wrong. Even in the face of over regulations, indifferent pop culture, United Technologies Corporation still thrives. This sixty-three-billion-dollar company is based in Hartford, Connecticut. Louis R. Chênevert, managed to be a leader in the industry while respecting environmental concerns and without paying unfair wages. United Technologies Corporation or UTC for short, manufactures everything from jet engines and refrigerators to elevators. That is what makes the company so versatile. In part thanks to Louis Chenevert the company has continued to thrive in Connecticut, despite its high taxes. The company will also continue its nearly seventy years of paying dividends to its shareholders. More( utc.com/News/News-Center/Pages/UTC-Chairman-Chief-Executive-Officer-Louis-Chenevertrecognized-with-the-Publi.aspx)



Louis Chenevert’s time at United Technologies Corporation was not always an easy one. He had one of the toughest jobs, surviving the two thousand and eight great recession.

He was able to lead the company through the tough times and saw stock prices go from there thirty-seven dollars low to one hundred and seventeen dollars. Louis Chenevert, didn’t outsource like other companies, he actually brought jobs back to America. To thrive United Technologies Corporation focuses on two markets, the building technologies and aerospace. Louis Chenevert, then streamlined the company. For example, he reorganized the company to supply the elevators, escalators, and air conditioners to builders as a packaged solution.  Visit: http://www.phillypurge.com/2017/08/22/following-louis-cheneverts-professional-successes/



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The Lake Mary, Florida Company Making A Splash In The Anti-Aging Market

The anti-aging market is blessed to have a company by the name of Jeunesse Global as one of its participants. There are a lot of companies that compete for market share in this space, but there are few that are anywhere close to the level of successful that Jeunesse Global has been in its fewer than ten years of existence.

Born from the dream of a previously retired couple who want to help those who are dealing with aging, Jeunesse Global celebrated its first year of annual sales topping $1 billion in 2015. They did not stop there though, and have enjoyed triple digit growth numbers in the years since.

A lot of the success has to do with the type of products that this company puts out. They have a whole systemic approach to combating aging. They have nine products in their arsenal that are supposed to help customers with aging. These include things you might be familiar with such as an energy drink, to things that are a little more unique such as a micro-cream for concealing signs of aging. Read more about Jeunesse Global at Bloomberg.

Take the Instantly Ageless micro-cream as an example of what it is that Jeunesse Global does so well. In this cream, you will find the ability to cover up the signs of aging such as wrinkles and baggy eyes within just a two minute application period. After just those two minutes, you can enjoy fewer signs of aging for a whole six to nine hours. That is an amazing feat when you think about it. Most products do not generate those types of results for that long of a period of time.

Even the energy drink is something to behold. The company is the first to admit that it was not the original inventor of the idea of an energy drink. However, their drink has many benefits over others that are in the market. For example, theirs does not have any artificial sweeteners, flavors, or colors. It also contains real fruit juice, and has just fifty calories per can. Where else are you going to find all of those benefits in just one can? Pretty much nowhere. Read more about Jeunesse Global at crunchbase.com.

Jeunesse Global has never stopped working hard to show its customers that they matter, and that they don’t have to live with the signs of aging if they do not want to. It is entirely possible for them to fight back against this, it just starts by using the right products.

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Eric Lefkofsky Fights Cancer with new Technology

Cancer is one of the most common causes of death for people today. Many people eat a diet that lacks proper nutrients. In addition, few people get enough exercise on a daily basis. This is a combination that can result in a higher chance of developing cancer.

Eric Lefkofsky is committed to fighting cancer in others. He has a new company that is growing rapidly with new clients. Tempus is a company that is dedicated to researching new treatment options for clients. This is one of the reasons why so many people enjoy working with Eric Lefkofsky.

Early Life

When Eric Lefkofsky was young, he was always interested in running a business and helping other people. He has a passion for the healthcare industry in the United States. With his experience in the field, he knows areas where patients are not cared for properly.

One of the biggest issues with the healthcare system is that it is focused on treating illnesses. It is much less expensive to prevent an issue than it is to treat one. However, few people take an active approach to their health.

Helping Others

Eric Lefkofsky is a solid business owner who is excited about the future. His main goal in running Tempus is to help as many people as possible. Few people can afford expensive treatments for their health issues.

However, Eric Lefkofsky keeps the costs as low as possible with Tempus. He is not trying to make money with this company, he is simply trying to help others and change the healthcare industry in the process.

Although cancer reacts differently in everyone, there are a lot of people who believe that a healthy lifestyle can greatly enhance your chances of living. Now is the time to start investing in your health by working with people like Eric Lefkofsky.


Todd Lubar Believe All Successful Entrepreneurs Have These Traits

The number of entrepreneurs around the world has grown considerably in recent years, with research showing that the increase has affected various age groups. While this choice of occupation has grown amongst millennials as well as adults over the age of 50, studies show that the reasons concerning this occupation differ drastically based on age. For adults over the age of 50, reasons such as autonomy, self-employment, and overall financial portfolio, tend to dominate as motivators. Amongst millennials, the ability to affect their communities, as well as the ability to attain a higher level of visibility within these communities, tend to be prime factors. While the reasons for delving into entrepreneurship varies considerably between age brackets, most prominent investors agree that successful entrepreneurs all have a similar skill set. Visit his website toddlubar.com for more.


Amongst the traits held by all successful entrepreneurs, dedication, persistence, inquisitiveness, and transparency tend to be held in the highest regard. Dedication is imperative for a successful entrepreneur, being that entrepreneurship usually occurs because of an intimate issue affecting the entrepreneur. Because of this close connection, one must remain dedicated. Persistence, regardless of failure, is considered to be the paramount trait most entrepreneurs, being that failure is inevitable. Those who are most successful continue regardless of failure, choosing to view it as a helper, being that it gives the entrepreneur a realistic view of the power of their product, as well as its deficiencies. It is also important to maintain an adequate level of transparency regarding entrepreneurship, while also having full knowledge of every aspect of your product. This helps the entrepreneur to effectively convey their vision to their target audience. Inquisitiveness is also of prime import, as it is of significant advantage to having knowledge regarding questions that have yet to be asked. Check out angel.co to see more.


Today, Todd Lubar is the President of TDL Global Ventures, having founded the company in 2007 after a very successful career in the field of finance. He graduated from Syracuse University in 1995 after majoring in communication. He has worked for several prominent businesses including Crestar Mortgage Corporation, Legacy Financial Group, and Charter Funding.



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Nutrisystem for Men: Take The Annoyance Out of Planning Your Meals

NutriSystem is the weight-loss plan that compliments even the most rushed of calendars. This online eating routine focus will convey solid suppers, and even sweet, right to your home. On the NutriSystem plan, you’ll eat five times each day-three dinners and two tidbits. These dinners consolidate a nutritious adjust of carbs (55%), protein (25%) lastly fat (20%).

The NutriSystem for men program incorporates a feast plan with 120 delightful pre-stuffed alternatives for breakfast, lunch, supper, tidbits, and sweets! You select the foods you need on the web or via telephone and they are transported right to your entryway, no cooking included. You should simply include a couple of fixings like new vegetables and natural products. All things considered, who has sufficient energy to chase down extraordinary elements for low-fat cooking, or to set one up eat less feast for yourself and something different for whatever is left of your family? The greater part of the suppers are splendidly distributed so there is no measuring, measuring, or checking calories or focuses. Furthermore, if you have any inquiries, a guide, nutritionist, and dietitian are a telephone summon or email.

The foods in the NutriSystem program are planned in light of the Glycemic Index. They are low in fat and incorporate the right measures of protein, fiber, and great starches. This adjust of fixings makes each of the dinners simple for your body to process and transform into energy, without spikes in your blood sugar that can prompt energy crashes. Rather, you get the opportunity to eat delectable suppers five times each day that assistance you remain full and give consistent energy levels with the goal that you have a lot of inspiration to exercise. The best part is that the suppers aren’t standard eating regimen toll. You get the chance to have burgers, lasagna, pizza, and even chocolate sweets! It’s significantly less demanding to adhere to an eating regimen when you get the opportunity to eat the things you adore without feeling regretful.

Macaroni and Cheese, Chicken Noodle Soup, Chicken Parmesan, tacos and wonderful treats like almond biscotti and blueberry lemon bars are only a testing of the more than 100 heavenly suppers you’ll discover online at NutriSystem. Every dinner is pre-bundled and arranged to the proper part measure.

The male driven NutriSystem Nourish plans goal is in eating Low Glycemic foods to meet the every day sugar prerequisite. The body separates Low Glycemic foods slower than High Glycemic foods and keeps up blood sugar, while High Glycemic foods result in sudden increments in insulin and separate rapidly in the body. Foods high in protein and fiber are the best hotspots for Low Glycemic foods, which raise digestion and keep up a sentiment totality.

With six shifted plans, NutriSystem can meet your individual needs. These plans incorporate the Men’s Program and Women’s Program, Women Over 60 and Men Over 60, Type II Diabetic and All-Vegetarian program.

Greg Secker: Sharing His Trading Expertise to Everyone


Greg Secker is an American entrepreneur, trader, international speaker, and a philanthropist, and he is recognized as the founder of Knowledge to Action Group, which he established in 2003. The Knowledge to Action Group is a private organization whose members involve high ranking companies. The objective of the organization is for them to teach the public how to do trading, and for them to cooperate in transforming the majority of the population into financial literate citizens. They would like the people to know the secrets and techniques on how to become a successful trader and build their own wealth. Greg Secker once worked with a private firm called the Thomas Cook Financial Services, but he was not satisfied with the job so he transferred to the Virtual Trading Desk instead. The Virtual Trading Desk is a company that focuses on foreign exchange trades, and Greg Secker’s knowledge about trading greatly improved while working with the company. He left the Virtual Trading Desk to work as the vice president for Mellon Financial Corporation, and he had the chance to travel around the world while serving as the company’s executive.

After learning a lot from his travels, Greg Secker decided to open his own business, named Learn to Trade. The company that he established aims to educate its customers and clients about how trading works. Learn to Trade became an instant hit, and presently, more than 200,000 people are using the service. He also opened several offices in Australia, United Kingdom and South Africa to provide local services to his clients and customers. Greg Secker is also hosting conferences and seminars for those who wanted to learn more about trading.

Greg Secker revealed that the reason why he wanted so many people to become financially literate is because he knew how being broke feels like. He was struggling during his younger years, but had the courage to become an entrepreneur at the age of 27. Trading made him successful, and he wanted others to experience the same. Greg Secker keeps on being an inspiration for people who are currently struggling in life, especially with their finances.

Paul Mampilly, senior editor at Banyan Hill Publishing

There are many people who would like to make investments in the stock markets. However, there is lack of knowledge to many people on how this should approach this process of investment. Many people find themselves struggling due to inability to know which is the best sector that they should put their investment in. For a long time, people have been using conservative investment methods such as fixed bank accounts that have a low probability of giving back any significant returns. Most of the investments that are made by many people lack merit side they do not conduct goods research before they invest.

Knowledge is an important feature of any investment that one is looking to make. When one makes an investments decision that is good, he or she will get good returns. In the contrary, a bad decision will mean one will have to struggle with the investment. The likely scenario is the investor will be putting the invested capital at risk. This is not a good move since it is not good to lose an investment for avoidable reasons. When one invests I sector that is good the returns will be huge. The main problem that people face is selecting the industry to invest in. However, this should not be so hard. Today, there is a lot of information that is available. Anyone looking to make a good decision will definitely make one since the information from good mentors like Paul Mampilly is available.

Investment is the quickest way to which one can get financial freedom. Potential investors should be keen to make decisions that will assure them of a return on the money they have invested. A good investment in an industry that is growing will be good for an investor. It is therefore appropriate for everyone to have an investment that is highly likely to reward well.

About Paul Mampilly

Paul Mampilly is an investor in the United States. He is one of the people who is making the American dream big. He is a senior editor with Banyan Hill Publishing. He is also the author of a newsletter known as Profits Unlimited. This is a document that contains valuable information about stock markets investment. As a former hedge fund manager. He is able to provide investors with valuable information about stock investments that they should be looking to put their money on. Paul Mampilly own two trading platforms.

About Paul Mampilly: medium.com/@paulmampillyguru

What are the hidden facts about Desiree Perez and Roc Nation Industry?

The globe has been witnessing an upward trend in the entertainment and music sector. This fact has tremendously influenced the level of competition as well as the revenue that the industry raises. For instance, in 2016, the music and entertainment industry had $17.2 billion as part of their income. These improvements in the sector have originated from the hard work from the only female who is an great entrepreneur, talent producer and a manager, Desiree Perez.Desiree Perez has been the Chief Operational Officer of the Roc Nation since 2009.

As one of the key individuals in the management, Perez has played a significant role to ensure that the value of the company does not reduce. She is charged with the responsibility of supporting the artists and talented individuals in achieving their desires in life through her exceptional negotiation skills. For instance, she has been the force behind the transformation of Jay Z from being a mere musician to a business mogul. Similarly, in 2008, she negotiated a $25million deal with Samsung to promote Rihanna’s Anti tour. This agreement later translated to Rihanna being a Super Star. Desiree Perez was the mediator who engineered the signing of $150 million contracts between Roc Nation and Live Nation to promote a career in entertainment and music industry.

Desiree Perez has driven Roc Nation to the status of the world’s number one entertainment company with stars like Rihanna, Shakira, Meek Mill, J. Cole, and Big Sean.Since 2008 when she joined Roc Nation company, Perez has always been a critical part of the decision making, high-pressure negotiations (including those in sports), and success of the business through her charisma, confidence and practical nature. She is also part of the dominant Hora Circle of Influence in music and entertainment industry. Desiree Perez is one of the most exceptional negotiators the universe has ever had. She believes in the success of other individuals as she is done in hers.