Is your financial advisor talking to you about your Social Security benefits? David Giertz, the President of Nationwide Financial’s Sales and Distribution organization, was interviewed by Wall Street Journal recently, and he reported that many financial advisers don’t talk to their clients about Social Security at all. Nationwide conducted a survey of people who were retired or planning to retire in 10 years and found that many of them hadn’t even considered Social Security into their retirement plans on Spokeo. Additionally, four out of five respondents said they would leave their financial adviser if Social Security wasn’t considered in their retirement plan.
Why is Social Security Avoided?
Social Security is a very complex financial tool. The handbook alone lists 2700 rules regarding the use of Social Security and eligibility on Whitepages.com. The other reason is rules change for people based on their age and their work history. Everybody is different in how the rules are applied, and it seems the rules are constantly changed. But it’s important people understand and involved Social Security in their financial plans, in some cases Social Security can be 40% of a person’s retirement income, that amount shouldn’t be avoided by advisers.
David Giertz has over 30 years of experience in the financial services industry. He is the President of NFS, Inc., Nationwide Financial’s sales and distribution organization. He is in charge of forming the strategy and distribution of mutual funds, specialty markets, annuities, life insurance and retirement plans. He works with warehouses, regional firms, independent brokers, and banks.
David Giertz graduated from Millikin University with a degree in Business Administration and Management. He received his MBA from the University of Miami in 2003. He is also on the Millikin University’s Board of Trustees. He is currently based out of Columbus, Ohio.
More information at https://brokercheck.finra.org/individual/summary/1515515
Arthur Becker has had a great career in many areas. One of the things that has really helped him get to the next level is his investing career. He truly believes in helping others with his investing advice. Not only that, but he is a strong proponent of helping people in a variety of ways with their money. Real estate is one of his passions, and he wants to see more people investing for the future. If you want to build wealth over time, start investing today with a great deal. Arthur Becker can teach you the things that you need to known in this area. View Becker’s full profile on perezhilton.com.
Over time, Arthur Becker has proven to know things about investing that can help people. The people who are great at investing are those who are ready to understand what is in place in the market. With real estate, the market has been on a positive run for many years. A lot of people today are excited about all of the opportunities that are taking place here. If you want to buy a real estate investment, you will need to make sure you have the financing in place to do so. An article on NY Times has revealed that a lot of people rush into a deal because they want to be a real estate investor and then later regret it.
When it comes to real estate financing, one of the most important things to do is keep the long term in mind. A lot of people today are excited about the changes that are taking place in this area. Not only do you want to invest for the future, but you also want to make sure you can afford the monthly payments that come along with the debt. By planning out this approach, you can have a lot of great success over the long term. At the end of the day, investing is the best way to build wealth over time. You can have a great investing career in real estate, but learning from people who have had success like Arthur Becker is essential to success in this area. Check out Mr. Becker’s Linked In bio for more information.
Read more: http://fashionista.com/2012/07/vera-wang-and-arthur-becker-file-for-separation-what-does-this-mean-for-the-future-of-the-vera-wang-label
Developing a company to become a reliable entity takes time and this could be many years before notable changes are recorded. Many of the successful companies available today are fueled by professionals who have been in the industry for many years and people who are willing to learn. In this purview, companies like InnovaCare have enjoyed the best of great leadership and can bear witness to the fact that offering high quality services returns great favors from the market. Understanding what the market needs and adjusting accordingly is one of the things that pushed InnovaCare Health to grow bigger and better.
Under the leadership of professionals like Rick Shinto and Penelope Kokkinides, InnovaCare Health has managed to grow its portfolio in less than five years. In 2012 when the two joined the company, there was not much progress to write home about as there is success today. Rick Shinto came up with useful ideas that are pumping the company to attain its success and it is through his presence at InnovaCare Health that there has been growth in the industry as a whole. He placed the company among industry leaders.
About Rick Shinto
Rick Shinto, the CEO of InnovaCare Health, is an individual whose presence at the managed healthcare provider came with great ideas that later led to growth. He moved from other successful companies like Aveta Inc., and also served at several government institutions before he build his career further at NAMM California. Basically, Rick Shinto has served at different companies in the over 20 years he has worked in healthcare. His experience also inspired him to write articles and journals addressing several topics in healthcare.
Another professional who has helped InnovaCare Health to grow is Peneloe Kokkinides, who is currently serving as the chief administrative officer. She joined the company in 2012 and prior to this step she served as the Deputy CEO at Aveta Inc., at the same time when Rick Shinto led the company as CEO.
About InnovaCare Health
InnovaCare Health is one of the most successful companies across North America, particularly in the healthcare industry. It is known for its high quality services and the unique managed healthcare packages it offers to its various customers. InnovaCare Health has also been working with users of Medicare Advantage, who have grown in number since 2012 when new leaders like Rick Shinto joined to help in pushing for change. Visit their website at www.innovacarehealth.com
Fabletics is a great online subscription service. They offer an easy and convenient way to shop for athletic gear. Below are just some of the many different pieces they offer for women as well as a bit of information on how Fabletics works.
What They Have To Offer
Fabletics has a large variety of workout clothes to offer women. One of their most popular products is their leggings. The Fabletics leggings come in a large array of colors and styles. There are unique and interesting patterns as well as bold and expressive colors. Some of the most popular style of leggings include the Salar leggings as well as the Savina legging. The Salar leggings offer the most comfort and bend. They are 88% polyester and 12% elastic making them the perfect pants for working out in. They are smooth and offer a chafe resistant design. The hidden pocket is both cool and convenient. They come in a large array of colors including plain colors and a variety of fun patterns including floral and zebra. The Savina leggings also come in smooth stretchy material that is perfect for working out in. They are very unique because they offer an SPF of 50. They are only available in black but do come in many different sizes and inseams.
Another one of the most popular products that Fabletics has to offer is their tank tops. Not only do they come in a variety of different styles but they also come in a large variety of colors and designs. They are smooth as well as stretchy to offer the most convenience while working out. Fabletics also offers a large line of work out bras as well as long sleeve T-shirts.
How Fabletics Works
Fabletics is very simple to use. Top reviewers such as The Krazy Coupon Lady and a foodie stays fit have done great in-depth reviews on how Fabletics works. Users simply visit the website and fill out a very short questionnaire. This questionnaire will help to personalize each users outfit. Once you have completed the questionnaire and signed up for the VIP membership boxes will be sent directly to your door. This makes it easy as well as convenient. Reviewers such as The Krazy Coupon Lady raved about the very affordable cost and unique designs. With so many great products to choose from and so many great positive reviews it is easy to see why Fabletics is still a leader in the apparel industry.
Traveling Vineyard is a work at home opportunity that you don’t want to miss out on. It allows you to be the boss of your own life and not have to change your non-work life to accommodate.
The business plan of Traveling Vineyard essentially allows you to make money by hosting wine tastings from the comfort of your own home, or wherever else you may choose to do it from. With an opportunity like this, you essentially get paid to have a party! You’ll make an income from the wine you sell at your wine tastings, so you learn how to become a good sales person. With the tasty wine Traveling Vineyard offers, you shouldn’t have to hard of a time making those sales.
Now you may be thinking that you don’t know how to market wine and you are afraid to get started. Traveling Vineyard has you covered, though. Once you’re all signed up and ready to get started, a leader in your region is appointed to you. They will set you up with all the training you need to get started, and be there for you throughout your career with the company should you have any questions.
That’s not all, either. Traveling Vineyard makes training fun. With both regional events and a once a year harvest celebration that you get training at, you’ll want to show up to learn more and become a better sales person. At the events, you get to meet and socialize with others in the business, taste some wine and have an overall good time.
Regardless of who you are or what you do with your life, this opportunity can work for you. You get to pick how much and when you work! Employees of Traveling Vineyard come from nearly every walk of life. Whether that be someone that already has a full-time job and wants to start making some income on the side or someone who want this to be their full-time job. You have no reason not to give it a try!
With an opportunity this good, and a helpful staff that will assist you along the way, this isn’t something you want to miss out on. Head over to their website or Facebook page and learn more!
One of the things that cancer threatens to take from the people who have been diagnosed with it and their loved ones is hope. When a patient has a cancer prognosis that is particularly grim it can be difficult for the patient and their family to hold on to the hope of their loved one living a healthy life or to embrace the idea that the disease is beatable. While doctors have managed to eradicate a wide number of diseases that once regularly threatened the lives of many people without a foreseeable end in sight cancer continues to present a formidable challenge to oncologists. While the certainty of a long life is not necessarily guaranteed to anyone one East Coast cancer research center is working hard to ensure that cancer becomes one less factor that threatens people’s lives. In addition to this The NY Times wrote in an article that it is helping to pioneer advancements in a new field of medicine while doing so.
The Rutgers Cancer Institute of New Jersey is home to scientists who cross the divides between academia and clinical practice by applying the discoveries yielded by their research to their work as physicians. In a report by Yahoo, the Institute’s researchers have produced and continue to produce groundbreaking work in the new field of precision medicine. Through the marriage of genomic science and precision medicine the Rutgers Cancer Institute has made history by being among the vanguard of cancer research organizations in the United States that use genomic sequencing as a tool to better understand cancer. What makes the Institue stand out is its use of precision medicine to guide the way cancer patients are treated.
When the team at Rutgers Cancer Institute married genomic sequencing and precision medicine it enabled them to see opportunities for patients with cancers that can be particularly difficult to treat, that is patients with cancers that do not tend to occur often and cancers with outlooks where the likelihood of survival is not high. By operating at this particular intersection of science and medicine the researchers were able to better understand these challenging forms of cancer. In 2015 this important research got a boost from a New Jersey man named Omar Boraie. The website Newswise published a report noting that Boraie and his family decided to donate $1.5 million to the work of the Rutgers Cancer Institute. The money went toward creating an endowed chair known as the Omar Boraie Chair in Genomic Science. Dr. Shridar Ganesan, a leading oncology expert, was named to the position which will enable him to advance the innovative work that the Rutgers Cancer Institute is doing.
Read More: http://www.njbiz.com/article/20141230/NJBIZ01/141239989/the-visionary-omar-boraie-has-seen-the-potential-of-new-brunswick-for-four-decades