Essential Pointers to Facilitate a Stress-Free Back-to-School Campaign

It’s that frantic time of the year for parents and students once again. Yes, schools are just about to open and parents are busy shopping for back-to-school items. Parents have to attend the orientation of their kids to their new colleges and finally, the parents are involved in assisting the students to pick out extracurricular activities. Here are useful tips and pointers to help ease the transition period for parents and their children. These insights are from the vice president of the Phoenix Financial Network, Kevin Gallegos.

It is imperative you draft a meticulous school supply list. Nowadays, most parents don’t bother making the at-times long journey to the school. Rather, they just get all the information about what supplies are required from the official website of the particular institution. Alternatively, reach out to your kids’ school and request to be mailed to a complete supply list.

With back to school preparations, nothing’s quite as essential as having a proper budget. A concise budget ensures you, as the parent, don’t overshoot your intended spending before you get everything. Remain disciplined make sure you stay within your set limits, always. Gallegos adds that it’s wise to hold off on the shopping until the very last-minute. There’s an excellent chance you’ll find a clearance sale somewhere and end up saving tons of cash.

The veteran education consultant, Ana Homayoun reminds parents that in addition to the materials outlined on the supply lists, you still need to buy other items. The latter is meant to facilitate easier learning for your kids in the classrooms. For instance, get the kid’s binders to help improve their organizational skills.

Your kids are going to need some warm clothes as well. Again, parents are recommended to wait until the clearance sales open to save money for other priorities.

Nimali Fernando comes in with yet another brilliant idea. Nimali, a pediatrician, suggests you buy a bento-type lunch box to help them carry home-made delicacies. Such lunchboxes are thought of a deterrent to kids overfeeding on junk foods often sold within the schools.

It is absolutely mandatory for parents attending the orientation events of their kids. These interactions go a long way in cementing a cordial relationship between parents and teachers. The meetings are an excellent opportunity for parents to change contacts with other parents as well. For more info about us: click here.

To read the rest of the tips suggested by the education experts at Quicken Loans, click here.

About FreedomPlus

The FreedomPlus Network is an asset management venture that specializes in consumer lending. The network, working in partnership with its affiliates, provides competitive loans to everyone regardless of their credit score or financial circumstances. The company’s President and Chief Investment Officer is Joseph Toms and his CEO is Andrew Housser. Visit FreedomPlus Network today and kick-start the journey to financial freedom. The company’s headquartered in California and it employs over 600 experts.

Avaaz, fighting for human rights

Avaaz, a U.S.-based civic organization that focuses on global issues such as the climate and human rights, was founded in 2007. For years now, Avaaz has not accepted donations from corporations or firms in addition to never permitting more than five thousand dollars to be given to them; rather, they are supported by their loyal members.

Avaaz unites practical idealists from all over the world. The executive director, Canadian-British Ricken Patel, even said that they have, “no ideology per se,” but that “our mission is to close the gap between the world we have and the world most people everywhere want. Idealists of the world unite!”.

In general, Avaaz backs causes that are seen as progressive; issues such as global action on climate change as well as building a better global support for refugees.

The Avaaz global campaigns are managed by a team that spans over 30 countries. The teams communicate with the members through email, and also send out public online petitions and videos. At times, Avaaz also utilizes the advantages of advertisements and has legal advice to make sure everything runs smoothly. Members are allowed and even encouraged to suggest campaigns, and then an email is sent out to numerous other members for something of a vote. If there are enough supporting responses, then specialists step in to help guide the way. Click here to know more about Avaaz.

The website for Avaaz,, was founded by an American non-profit policy advocacy group and a team of professionals focused on deliberative democracy and civic virtue.


Todd Lubar: The Pot of Inspiration

Todd Lubar career began after graduating with a degree in communication at Syracuse University in 1995.His inspiration to start the real estate was drawn by his passion for helping people. Todd Lubar began by working at Crestar Mortgage Corporation. It is this time that he learned more about mortgage banking.

His eagerness to know everything about real estate led him to work with financial planners, insurance agents, CPAs, real estate agents among others. This was in an attempt to get acquainted with the professionals in the real estate field. Up to date, these associates are still his referrals.

In his interview, he says that what he had in mind was something that would give his clients what they were looking for and give them relief. Todd Lubar says that they are two groups of people. Those who live all their life, day dreaming about their dreams and those who take a step towards achieving their goals. His interest was towards this group that makes a step of trying.

Todd Lubar says that his strategy has been proven workable in many fields. He helps his clients by removing the challenging that is blocking them from getting their way. One of the obstacles he needed to get rid of is what prevented customers from getting loans.

According to Patch, Todd Lubar says that becoming who he is today never came on a silver platter. However, Todd finds pride in this and says that ‘’everything you accomplish in life has a greater meaning when you work for it’’ He, therefore, appreciates the struggle he had to go through. Later he got the momentum to maintain the stability of the company he was working for as well as his business. Visit  to know more


Todd Lubar says there is a time he second guessed his decision. This was after one of his deal turned out terrible, and he had to start over the whole project. Lubar Put himself together and kept playing the game. He advises the young entrepreneurs not to take a long break after a breakdown and instead try approach the issue from a different perspective.

Todd Lubar is the CEO of TDL. He is one of the entrepreneurs every future business person should see to read about to seek inspiration.

Roberto Santiago Says Discipline is Key

Roberto Santiago was born in 1958 in Joao Pessoa, where he spent most of his childhood and where he still lives. His journey to legend started when he went into business. However, there were other behind the scene days when he did not have enough money. Pursuing artistic careers. Roberto began as children literature writer where he focused on entertaining and educating kids. After some years, Roberto took on a new career in script writing and directing films and plays. He also took on to blog writing, a career that gave him so much fame and success. Since he made some cash from the venture, he decided to invest, but before then, he studied at the University Center in his hometown where he pursued a Bachelor of Commerce course.

While still in college, Roberto started the Café Santa Rosa and used the profits from the firm to start a cartonnage company, where he was involved in the designing and manufacturing of cardboard boxes. The company also later started selling other utility products, and the success of the firm turned Roberto’s life around. He used the finances for real estate purposes and bought the land where the Manaira Mall stands today. Later, he built the Maniara mall within two years, and it brought him ample success.

The Domus Hall is located on the rooftop of Maniara Mall hosts weddings, exhibitions, conferences, and other social functions. It has a capacity of 14, 000 people and is sound proof. There are also high-tech music systems in the facilities that make it stand out from other similar facilities. The upper part has cabins that allow privacy while the lower part allows functions that are more public. The hall attracts international performers as well as high profile local events. Moreover, there is the gaming area that has over 200 machines for betting; the machines have different themes making them quite interesting. There is also a food court that offers different kinds of foods to suit different kinds of people.

The profits from the mall were also used to build yet a new mall called Mangeira Mall that is another state-of-the-art facility. The mall matches Maniara and surpasses it since it was just constructed in 2013 while the former was built two decades back.

Major core values

One of the core values that Roberto values greatly is discipline as he says it allows him to save from one venture and invest the money in yet a new business. Roberto says he believes in being a good steward of every coin in his hands. The aspect allows him to serve his community financially and socially using his resources. Roberto also says that hard work is vital, as without determination he would not be where he is.


5 Things You Need to Know About Life Line Screening

If you have set an appointment for a life line screening, you might be curious as to what you can expect. A life line screening is a non-invasive and painless procedure that can be used to provide early detection of risks for common health issues.

#1 – What Should I Wear?

The first point to consider is how you should dress for a life line screening. Most tests only request that you dress comfortably, wearing loose clothing or short sleeves. For example, if you are going for a carotid artery disease test, a short-sleeved shirt that is open at the collar would be best.

#2 – What About Electronics?

Some tests, such as the atrial fibrillation test for stroke, utilizes electronic equipment that could be negatively impacted by watch or a cell phone. Make sure to ask when setting your appointment if there are any electronics that should be left at home or left in the car.

#3 – What Should I Eat?

While most tests have no requirements or restrictions about diet, a few will ask you not to eat gassy foods or fast between four and eight hours, depending on the test. A representative should give you information on any dietary restrictions. Water or a small cup of coffee may be permitted, even if fasting is required.

#4 – What Information Do I Need to Provide?

When you arrive for your life line screening appointment, we will ask you some basic questions and may take some measurements, such as height, weight or body measurements, depending on the tests that you have agreed to take. This information will help us customize your results.

#5 – What Are the Benefits of Life Line Screening?

When you sign up to take a health risk assessment test, you can gain information about your risks for stroke, diabetes, heart disease, congestive heart failure, COPD, and lung cancer, the six primary diseases that affect adult Americans today. Life line screening is used to predict your risk for these conditions so your doctor can create a plan to help reduce your risk.

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Michael Lacey and Jim Larkin in heir Fight for Human Rights

Earlier this year, a meeting was held in the United Nations delegate’s conference in Geneva, Switzerland. The conference’s aim was to mark the beginning of negotiation on immigrant’s issue.

For a long time migrants have been subjected to unfair treatment and subjection to all manner of ill-treatment due to lack nationality. Statistics reveal that majority of the countries in the world do not guarantee all the humanly rights.

Since the international law does not fully guarantee passage to individuals without the required paper work, there has been an introduction of new bills protecting immigrants.

Nevertheless, majority of the countries has not respected the implementation of the bill. As a result, private organizations have joined up to form civil human rights advocating organizations.

Among these organizations is Lacey and Larkin Frontera Fund, which is currently one of the leading migrants and human rights advocating groups. Apart from the Frontera Fund is CHILA, one of the largest human rights advocating organizations. Read more: Phoenix New Time and Village Voice Media | Wikipedia

The Coalition for Human Immigrant Rights of Los Angeles (CHILA)

This is one of the most sought-after human rights advocating organization in the U.S. The organization works on making sure that migrant are not subjected to abuse or any type of ill treatment. Under its protection, migrants are taken through the required protocol in advocating their legal human right.

Normally, humans are entitled to the right of being treated like a human, being an immigrant does not make an individual any less human. Additionally, CHILA provides education to immigrants on the legal process of attaining freedom and how to react if they are taken before a judge as shown below

Recommendation on Immigrant Cases

CHILA’s group of experts provides professional advice to individuals facing immigration cases. Below are several things an individual is supposed to know before meeting a judge.

  • They should be prepared to engage an immigration attorney
  • Since they are required to meet an attorney, CHILA insists than they should gather as much evidence as they can.
  • To show the seriousness of their issues, they are advised not to miss any hearing. Missing court appearance will work on the prosecutor’s advantage.

Although there might be enough evidence, majority of immigrants lack clarity and end up losing their cases to eloquent and persuasive attorneys. For this reason, it is necessary for an individual to employ the services of powerful attorney in their defense.

About Frontera Fund

Michael Lacey and Jim Larkin are the co-founders of Frontera Fund, Phoenix New Times, and Village Voice Media. The organizations were founded after Michael and Jim received a settlement from a case placed against them by Sheriff Joe Arpaio.

The settlement that amounted to $ 3.75 million enabled them to start their first human right advocating group, Frontera Fund.

The organization supports individuals seeking citizenship and advocates immigration and migration rights. Michael Lacey and Jim Larkin had spent almost their entire career asserting and defending civil human rights.

Further, many organizations such as Mexicano Frontera have enumerated their work and works with the Frontera organization to advocate for human rights.

MB2 Dental Runs on a Set of Values

Dr. Chris Villanueva says that he has surrounded himself with a team of bright people, who help birth new ideas daily. Dr. Chris believes in collaboration before a new idea is birthed. Despite that, he says that most of his ideas are born outside the box as he plays the video games with his kids or when he is taking his lunch at 2 am. Dr. Villanueva also admits that he is a night owl, whose most ideas are born in the night when everyone in the house, including his 4 kids all less than 6 years, are asleep. The Dr. also says that he loves technology as it assists MB2 Dental in offering the best services to their clients. He longs to see more advancement in technology, as this will further improve the services offered at MB2 Dental.

Dr. Chris also says that at MB2 Dental, there is a culture of openness where people have fun and are openly honest with each other. Therefore, he promotes an open environment and lightens the mood so that people can be free with each other.

Dr. Chris also says that integrity is at the center of the activities in MB2 Dental. Also, he states that a practitioner should build business infrastructure before they think they need it. He also believes that vacations should not be going to the beach, but rather on reflecting one’s business daily.

Asked the worst job he ever did, Dr. Chris cites an instant when he worked for a dentist, who had employed the wife as the clinic manager. The calls in the office were made by a non-clinician, and he admits that it made the job suck; it affected the patient care negatively. Dr. Chris admits that having a great team of workers is essential, as having the wrong people brings down a business. Dr. Chris admits that as much as infrastructure is important, the people one surrounds himself with in his business is more important.

Dr. Chris also says that his biggest failure in life came when he and other practitioners decided to open a pizza shop near their offices. The pizzas turned not as good as they thought and they ate them as there were no customers. He says that he learned to stick to what he was good at, which is dentistry.

At MB2 Dental, a friendly business culture makes the difference. The company is technologically advanced and responds to the market needs fast. MB2 also has a team that helps doctors tackle the secondary functions like HR.


Dr.Scott Rocklage, Leveraging Education, Experience and Natural Ability, to Become a Business Leader

As a student, Scott Rocklage was blessed to enter the orbit of a yet-to-be-named Nobel Prize winner and a lot of ‘fun guys and gals’ with super-sized brains and ambitions, not unlike his own.

The rocket-ship which brought him into this orbit was MIT, a significant rock along an educational footpath that included Bachelor degrees in science and chemistry from the University of California, also the place where Rocklage earned his PhD in chemistry.

It’s where, more than forty years later, Sexagenarian, Dr. Scott Rocklage PhD, would offer gratitude for the mentorship and scholarship afforded him while at MIT, along with a gift of monies to fund lab space for future brainiacs with outsize visions.

Of course, MIT has produced its share of whiz-kids, including Nobel laureate, Richard R. Schrock, who worked in the Chemistry department during Rocklage’s time at school and Rocklage himself, who leveraged his earned-at-MIT know-how into top-tier positions at a dizzying array of prominent companies. Learn more about Scott Rocklage: and

A wide-scale, though not-exhaustive, list of places where Rocklage has served, whether as director, board member, chief executive officer, president, co-president, board chairman, managing partner, or in some other leadership capacity of note, includes, Epirus Bio-pharmaceuticals, Amersham Health, Ilypsa Inc., Cubist Pharmaceuticals, Nycomed Interventional Inc., Novira Therapeutics, Rennovia Inc., MDS Poteomics, Inc. Semprus BioSciences Corp ., Relypsa Inc., Pulmatrix, Mikana Therapeutics, Cidara Therapeutics and VBI Vaccines Inc.

Highly significant, although not on the list, is the company Scott Rocklage currently helms, managing partner, since 2004, 5AM Venture Management LLC.

Forward-thinking in its policy of seeking emergent medical technologies, mentoring them, even going so far at times as taking limited, operational roles within them, Venture continuously retools its science portfolio, using a diverse blend of professionals, from the areas of business, law and medicine.

As its name suggests, 5AM Venture Management is often among the earliest to spot exciting new trends with disease-fighting potential. Currently on the company’s list of trends to be excited about is genotype research, with its cancer-predicting potential.

Not surprisingly, a man with trend-spotting acumen and health management skill, honed over decades, doesn’t mine from one area of endeavor. Besides his business accomplishments, Rocklage has used his leadership skills to steer, from application to approval, three drugs.

30 patients exist due to his scientific prowess. He’s published more than 100 times, in peer-reviewed publications. At 61, it’s safe to say the self-described ‘accomplishment-junkie’ is far from done.

David McDonald: President Of OSI Group

52 year-old David G. (“Dave”) is an entrepreneur, a businessman and president and CEO (chief operating officer) of the OSI Group, LLC. The head of this Washington, D.C.-based company has numerous industry involvements and multiple interests. He also serves as the director of OSI International Foods Pty Limited in Australia and the OSI Group’s board of directors.

McDonald’s Education

After graduating from high school, he went to the Iowa State University. There McDonald majored in animal science. He completed his bachelor of science degree and graduated in 1987.

McDonald’s Professional Background

Also the official chairman of the North American Meat Institute, McDonald has previously served as a project manager for OSI. As of December 2008, he has also worked as an independent director for Marfrig Global Foods S.A. He took this position after Marfrig Frigoríficos e Comércio de Alimentos’ acquired the OSI Group’s operations in both Europe and Brazil.

McDonald’s Role In The Acquisition Of Baho Food

Almost one year ago McDonald was the man behind the acquisition of a company known as Baho Food. Baho Food is the Dutch’s largest convenience food processing business. After finalizing the business deal, McDonald reported to the press that this acquisition would help the OSI Group in meeting the various needs of the company’s present European clients as well as broaden OSI’s own current customer base.

David McDonald On The OSI Group’s Sustainability

McDonald also spoke to the CEO CFO Interviews website. He was interviewed on several different relevant topics including the current direction of OSI Group, their overall innovation and additional subjects related to the future sustainability of the corporation. McDonald told the online publication that the OSI Group is still concentrating on expansion.

David McDonald OSI Group also noted although the values of the OSI Group have not changed, the business’ solutions to different issues and problems, and their line of products are always in a state of flux. McDonald concluded that he takes pride in the many successes of the OSI Group.

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Waiakea Generates Fresh, Clean, Sustainable Water

Waiakea Springs water is the first bottled water to be labeled carbon neutral. It is also the number one volcanic bottled water. Waiakea is Hawaii’s contribution to the fresh bottled water trend. The water originates from rainfall and snow melting off Mount Loa’s peaks. The water is then naturally filtered through porous volcanic rocks gathering minerals and electrolytes as flows along its path to its final destination, the Kea’au Aquifer.

The Waiakea resource is 100% sustainable, because 1.4 billion gallons a day are generated. The daily quantity is rechargeable and can be generated with ease. This water travels thousands of feet while being naturally filtered and minerals are deposited into the stream, making Waiakea springs water one of the most alkaline rich waters in the world with an 8.8 pH and enriched with electrolytes.

Hawaiians have a bond with nature that dates back to their origins on the islands of Hawaii. They refer to themselves as keiki o ka ‘āina, or “children of the land.” This means that they are meant “to respect and care for the land,” a tenet of the Hawaiian culture.

The symbiotic relationship Hawaiians have with their environment pays reverence to the origins of their food, clothing, housing, tools and musical instruments. Hawaiians assumed responsibility for protecting and conserving the environment. Especially embracing sustainability practices for the rich resources (such as Waiakea water) Hawaii can now claim.

Some of their environmental initiatives involve using 100% Recycled Polyethylene Terephthalate (RPET) bottles, participating in regional reforestation and using low emission shipping. Now, because of these efforts they are certified carbon-neutral. They didn’t stop there, they went a step further by donating 650 liters for every one liter sold. The donated water is given to disadvantaged communities in Africa through Pump-aid.

Waiakea is determined to generate fresh, clean, and healthy volcanic water using a negligible carbon footprint. Because of the company’s philanthropy even the poorest of the poor can experience Waiakea Springs water through the non-profit group, Pump-aid. Waiakea can continue respecting and caring for the land as they harvest and distribute this crystal clear mineral rich water all over the world.